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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Basic Guidelines For Purchasing Flood Insurance

Basic Guidelines For Purchasing Flood Insurance

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here...

Avoid A Headache When You Can't Avoid What's In The Road

Avoid A Headache When You Can't Avoid What's In The Road

In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer-related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. We recommend that our clients review their auto insurance policy with one of...

How To Tell If Your Roof Needs Replacing

How To Tell If Your Roof Needs Replacing

Roofs are one of the parts of the home that tend to cause homeowners the most headaches. How do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....

How To Handle Being Hit While Parked

How To Handle Being Hit While Parked

Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure, or at the local shopping mall. Often the guilty party does not leave contact information, which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...

How the Wealthy Think About Money

A friend recently wrote about why he will never buy a timeshare. I’d like to share what he had to say with you. He wrote: “There are three major paradigm shifts. They are what I call prosperity perspectives. Consider the following: #1: COUNTING THE TOTAL COST The first is what I call counting ALL the costs of a purchase, the TOTAL COST. When we want...